Roopya, a Gurugram/Kolkata-based lending analytics and infrastructure as a service startup, has secured Rs 5.09 crore on Tuesday, in a pre-seed funding round with 100X.VC as the lead investor.

The funding will be deployed to expand Roopya's lending infrastructure, encompassing various products and analytics layers. It will also be directed towards establishing a robust data infrastructure for both lenders and Loan Service Providers (LSPs).

Ninad Karpe, Partner at 100X.VC, said, "Roopya is serving both lenders and LSPs seamlessly. The platform is poised to catalyze large-scale financial inclusion in India, and we are delighted to support their growth journey."

Launched in April 2023 by Raman Vig and Sudipta K Ghosh, Roopya provides a platform for lenders and LSPs to access on-demand risk scorecards, lending analytics, early warning systems, LoS, CRM, business rules engine (BRE), pre-approval management and mandate execution.

The platform, which has onboarded over 25 clients spanning lenders and LSPs, claims to offer lending infrastructure and risk analytics on a Software-as-a-service (SaaS) basis.

Raman Vig, Co-founder and CEO of Roopya, emphasised the company's aim to drive extensive financial inclusion, stating, "Roopya intends to become an end-to-end lending infra and analytics player covering all aspects of lending, including origination, underwriting, early warning, collection, and cross-sell."

Ghosh, Co-founder of Roopya, added, "Our platform's uniqueness lies in its SaaS-based Infra layer, Analytics layer, and Distribution layer, powered by Roopya's Specified User status. With the funding, we plan to expand and enhance our product offerings to better serve our customers."